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Mar · The AUS is not a mortgage approval Mortgage loan applications must still go through a rigorous underwriting process in order to be approved The AUS sets the criteria for what it will take in order to receive that approval W ith an Automated loan approval through AUS your loan can only be denied if you can t meet the criteria for the program
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Jun · If you don t count the statistically based mortgage scoring models of the s automated underwriting engines (AUS) have been in use in the mortgage industry since the introduction of Fannie Mae s Desktop Underwriter (DU) in the early s Back then many people predicted that AUS would one day replace human underwriters
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